SGI stated in the claimant's injury notes ... "All in all I did not okay any homecare ... Also the fact that she has not received homecare in the past, I did not want to open a can of worms. I’ll leave this to you Darlene to look after.”
In the AIAC decision it stated, "For more than 13 years, the Appellant’s requests for home assistance were largely ignored or denied without written reasons."
I would have probably been completely finished therapy 2 years following my accident if I would have received Living Assistance.
I made a great recovery in the hospital, out within 5% of the total time period my neurologist stated I would be in the hospital. (The doctor stated I would be in for another 4 to 6 months but I was out within a week) Following my hospital stay and within 1 month of being out of the hospital I returned to about 40 to 50% of my normal structure of what I was doing before. Within 2 years of the accident, I was getting As and B+ during my midterms but life issues would always come up to derail me in the final exam. (This is where Living Assistance would have helped tremendously)
When SGI started to give me living assistance years almost a decade after the accident, I would have recovered quicker if I could JUST concentrate on therapy instead of having to represent myself in court. (SGI knew I was having trouble with the appeal and dealing with therapy but they said and did nothing.)
OR ... If SGI would have helped with my bottleneck and therapy after my appeal had finished instead of switching my adjusters over 9 times in one month and denying me help with my bottleneck whenever I asked.
Currently, I have some bottleneck left, then I can START my regular therapy
But instead, SGI is still kicking the can down the road. It will take me longer to finish up my therapy.
Saskatchewan residents are not paying higher rates dues to uncontrolled increased costs like it is implied when rates are increased. You are paying higher rates due to the claimants not getting their benefits and having to take longer to return back to work. In the months while working on this website, I have come across more individuals having problems getting benefits from SGI. (I could easily see SGI having to deal with a group lawsuit from claimants in the future.)
And yes, the politicians do know. I got a letter from both Brad Wall and Ken Cheveldayoff as well as other politician telling me how sorry they are to hear about my situation.
I feel SGI runs a welfare program instead of a insurance program which are increasing costs. If a claimant is not getting his or her benefits to get better, how much is this adding SGIs cost because then they are running a welfare program? I am actually worse than after my first year of therapy!!! It was the commission members who noticed that I actually got worse over time. You can not heal without the proper benefits and if you do not get the proper benefits you could decline in your therapy. (I have an example to illustrate this with a someone who has paralysis and did not receive benefits in a timely matter. -- I will write it down as soon as I can)
SGI is currently employing unqualified workers and paying them exorbitant pay for their ability. The adjuster who never gave me my benefits for 13 years had NO medical knowledge. My current adjuster has NO medical knowledge. If they want to be an adjuster ... fine let them be adjusters ... but put them in NON-INJURY claim positions.
The next time SGI asks for higher rates, tell them to
EAT IT!
SGI IS NOT trying to reduce costs ethically and reasonably, and often increasing costs. SGI is just passing on the buck to you!!!
Click on "What Happened" to find out what happened in my claim.
I made a great recovery in the hospital, out within 5% of the total time period my neurologist stated I would be in the hospital. (The doctor stated I would be in for another 4 to 6 months but I was out within a week) Following my hospital stay and within 1 month of being out of the hospital I returned to about 40 to 50% of my normal structure of what I was doing before. Within 2 years of the accident, I was getting As and B+ during my midterms but life issues would always come up to derail me in the final exam. (This is where Living Assistance would have helped tremendously)
When SGI started to give me living assistance years almost a decade after the accident, I would have recovered quicker if I could JUST concentrate on therapy instead of having to represent myself in court. (SGI knew I was having trouble with the appeal and dealing with therapy but they said and did nothing.)
OR ... If SGI would have helped with my bottleneck and therapy after my appeal had finished instead of switching my adjusters over 9 times in one month and denying me help with my bottleneck whenever I asked.
Currently, I have some bottleneck left, then I can START my regular therapy
But instead, SGI is still kicking the can down the road. It will take me longer to finish up my therapy.
Saskatchewan residents are not paying higher rates dues to uncontrolled increased costs like it is implied when rates are increased. You are paying higher rates due to the claimants not getting their benefits and having to take longer to return back to work. In the months while working on this website, I have come across more individuals having problems getting benefits from SGI. (I could easily see SGI having to deal with a group lawsuit from claimants in the future.)
And yes, the politicians do know. I got a letter from both Brad Wall and Ken Cheveldayoff as well as other politician telling me how sorry they are to hear about my situation.
I feel SGI runs a welfare program instead of a insurance program which are increasing costs. If a claimant is not getting his or her benefits to get better, how much is this adding SGIs cost because then they are running a welfare program? I am actually worse than after my first year of therapy!!! It was the commission members who noticed that I actually got worse over time. You can not heal without the proper benefits and if you do not get the proper benefits you could decline in your therapy. (I have an example to illustrate this with a someone who has paralysis and did not receive benefits in a timely matter. -- I will write it down as soon as I can)
SGI is currently employing unqualified workers and paying them exorbitant pay for their ability. The adjuster who never gave me my benefits for 13 years had NO medical knowledge. My current adjuster has NO medical knowledge. If they want to be an adjuster ... fine let them be adjusters ... but put them in NON-INJURY claim positions.
The next time SGI asks for higher rates, tell them to
EAT IT!
SGI IS NOT trying to reduce costs ethically and reasonably, and often increasing costs. SGI is just passing on the buck to you!!!
Click on "What Happened" to find out what happened in my claim.
Please note ....
1,2. I got the information about the history of the No-Fault system for this website from the legal document, 'Cash and Crash' written by Kenneth Noble and Reginald Watson. I try my best to put this problem into my own words based on my experience. But when I did quote them verbatim, I gave credit to the article. Most of the information in this website is BASED on my own experience while using their document to confirm my information. Quoting them when I could.
I do not have copyright over the information on this website. But I will maintain copyright over my story. (which probably means nothing by just saying it) Please copy as much as you want and create a new website with this information.
I also talk about penalizing SGI monetarily if they do something wrong and using the money for a judge. I actually thought of a better way to use that money but can not remember at this time. Sorry
I will be attaching all the evidence that I talk about on this website, including emails, changes of adjusters and voice messages. But it will take some time to do this.
If the system is not dramatically changed, you may want to get rid of the AIAC in Saskatchewan.
My latin is not so good. So I mixed up the words Ex Gratia and Ex Parte on this website and ebook. It will take me a while of rechecking it to fix it.
And my grammar, punctuation, and editing are terrible as I am in a time crunch so please do not be too judgemental. I have a lot of dangling and squinting modifiers and split sentences. Use this as information for a claim not as a chance to critique someone’s writing.
Please read Cash and Crash by Kenneth Noble and Reginald Watson. I think you can get it from the Law Society of Saskatchewan Library. This will help you understand the system surrounding Auto Claims in Saskatchewan. I would like to see them on the Gormley Show.
If I forgot to mention Reginald Watson as one of the writers as Cash and Crash, I am sorry. I initially thought it was only written by one lawyer.